Your Pet Caused a Car Accident

A lazy Sunday turns chaotic when your pet bolts into the street—and a driver swerves, crashes, and suddenly you might be on the hook.

In this episode of Is It Covered?, Bruce and Brian Chapman tackle a real-life claims scenario that gets to the heart of liability, auto, and homeowners coverage when animals cause accidents.

✓ What’s covered under collision vs. comprehensive

✓ How homeowners liability kicks in when it’s your pet’s fault

✓ Why agents should remind clients: pets can trigger real claims

Whether you’re an insurance pro or just wondering how your policy holds up when chaos meets fur, this one’s for you.