Are you a Renter wondering whether you need to purchase Renters Insurance? Consider this… you may share a building with many other people, greatly increasing your risk of suffering fires, theft, and water harm in your home. There are many potential risks and your personal property may be in danger. The items you own are valuable and you should shield them from a loss. Please also keep in mind that in most cases, renters insurance is extremely inexpensive.
What will New York Renters Insurance shield against?
At J.D. Chapman Agency, we understand the concerns that come with renting a home or apartment, and renter's insurance protects you from a range of threats and dangers that may occur within a rented unit.
With the purchase of Renters Insurance, you're covering yourself against several things, including but not limited to:
- Fire Damage
- Lightening Damage
- Smoke Damage
- Wind Damage
- Damage from falling objects
- Water Damage
- Electrical Harm
Selecting the right amount of Renters Insurance
At J.D. Chapman Agency, we will work with you to determine what valuables in your home need to be covered. Once you decide the amount of coverage you need, we can tailor a package to fit your individual needs.
Renters Insurance Options in New York
- Personal Property coverage in case of fire, theft or damage.
- Liability coverage for risk of accident at your rental
- Other coverage options also available
As with many kinds of insurance, your premium can depend on your deductible and any extra coverage you decide to select. To recognize the worth of your things, keep receipts. You should additionally keep an inventory of all the things you own, and use caution to not underestimate their price. The J.D. Chapman Agency App allows you to take pictures of your belongings, and store them electronically along with your insurance policy information, to best equip you to recover the cost of personal property that may be lost should you need to file a claim.