Business Insurance

Business Owners Policy (BOP)

At J.D. Chapman Agency, we provide comprehensive Business Owners Policy (BOP) insurance to numerous businesses in the Greater Rochester and Finger Lakes regions, aa well as throughout the state of New York. A BOP combines all different coverages into one policy to protect your small to medium-size business assets.


We can tailor a package to fit the needs of your industry. Many industries have specialized packages for their business owners policies. At J.D. Chapman Agency, we can evaluate the needs of your industry and give a customized option that covers your needs and is specific to your industry.


Business Owners Policies include:

Property coverage - protecting your building and contents that are owned by the company.

Liability protection - covering the company's products or operations that may result in the damage or injury to another.

Business Interruption - this protects your company from fire or other accident that may result in loss of income or operation of the company.

Other coverages - may include equipment breakdown, crime, liability, signage


Keep in mind also that you need separate coverage for commercial auto, workers' compensation, and group employee benefits like health and life insurance. Let one of our business owners policies specialists find the right coverage for you today.

Personal and/or Business Quote Request